[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/kkoopp.cz\/i-s-prumernym-platem-muzete-ziskat-nadprumerny-uver\/#Article","mainEntityOfPage":"https:\/\/kkoopp.cz\/i-s-prumernym-platem-muzete-ziskat-nadprumerny-uver\/","headline":"I s pr\u016fm\u011brn\u00fdm platem m\u016f\u017eete z\u00edskat nadpr\u016fm\u011brn\u00fd \u00fav\u011br","name":"I s pr\u016fm\u011brn\u00fdm platem m\u016f\u017eete z\u00edskat nadpr\u016fm\u011brn\u00fd \u00fav\u011br","description":"M\u00e1te docela pr\u016fm\u011brn\u00e9 p\u0159\u00edjmy, kter\u00e9 by v\u00e1m leckdo mohl z\u00e1vid\u011bt, a p\u0159esto jste v bance nepochodili, proto\u017ee va\u0161i \u017e\u00e1dost o \u00fav\u011br zam\u00edtli?Pro dobr\u00e9 posouzen\u00ed bonity…","datePublished":"2019-11-04","dateModified":"2019-11-04","author":{"@type":"Person","@id":"https:\/\/kkoopp.cz\/author\/#Person","name":"","url":"https:\/\/kkoopp.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2d2e3fdaba6370eba756fb4048c695326686ff29010a0df4d58b27c20544521d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2d2e3fdaba6370eba756fb4048c695326686ff29010a0df4d58b27c20544521d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"kkoopp.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/kkoopp.cz\/wp-content\/uploads\/img_a370486_w2554_t1582114897.jpg","url":"https:\/\/kkoopp.cz\/wp-content\/uploads\/img_a370486_w2554_t1582114897.jpg","height":0,"width":0},"url":"https:\/\/kkoopp.cz\/i-s-prumernym-platem-muzete-ziskat-nadprumerny-uver\/","about":["Online"],"wordCount":437,"articleBody":"        M\u00e1te docela pr\u016fm\u011brn\u00e9 p\u0159\u00edjmy, kter\u00e9 by v\u00e1m leckdo mohl z\u00e1vid\u011bt, a p\u0159esto jste v bance nepochodili, proto\u017ee va\u0161i \u017e\u00e1dost o \u00fav\u011br zam\u00edtli?Pro dobr\u00e9 posouzen\u00ed bonity pouze vysok\u00e9 p\u0159\u00edjmy nesta\u010d\u00ed! Nejde jen o to, jak\u00fd berete plat, ale t\u0159eba tak\u00e9 o to, zda podnik\u00e1te, zda m\u00e1te rodinu a plno d\u011bt\u00ed, zda va\u0161e man\u017eelka pracuje anebo je na rodi\u010dovsk\u00e9 dovolen\u00e9, zda m\u00e1te n\u011bjak\u00e9 finan\u010dn\u00ed z\u00e1vazky, anebo jste zkr\u00e1tka z jin\u00fdch d\u016fvod\u016f rizikov\u00fdm klientem. Banky ani s t\u00edm nejmen\u0161\u00edm rizikem necht\u011bj\u00ed m\u00edt nic do \u010din\u011bn\u00ed, tak\u017ee mnohdy sta\u010d\u00ed m\u00e1lo, \u00fapln\u00e1 drobnost, a m\u00e1te po \u00fav\u011bru. D\u0159\u00edve i banky sv\u00fdm klient\u016fm p\u016fj\u010dovaly pen\u00edze o sto \u0161est, ale pot\u00e9, co na\u0161e n\u00e1rodn\u00ed banka zp\u0159\u00edsnila podm\u00ednky p\u016fj\u010dek, dos\u00e1hne na hypot\u00e9ku jen m\u00e1lokdo. Tak\u017ee mnoho lid\u00ed, kte\u0159\u00ed pot\u0159ebuj\u00ed pen\u00edze, tedy p\u0159edev\u0161\u00edm ti, kte\u0159\u00ed tou\u017e\u00ed po velk\u00fdch pen\u011bz\u00edch, maj\u00ed r\u00e1zem sm\u016flu. Hodn\u011b rodin nedos\u00e1hne na bydlen\u00ed, podnikatel\u00e9 nemohou rozv\u00edjet sv\u00e9 aktivity. A\u017e tak dalek\u00fd dosah m\u00e1 zp\u0159\u00edsn\u011bn\u00ed posuzov\u00e1n\u00ed bonity pro mnoh\u00e9 \u017eadatele. Jestli\u017ee v\u00e1m v bance nevy\u0161li vst\u0159\u00edc a vy p\u0159esto pen\u00edze nutn\u011b pot\u0159ebujete, m\u016f\u017eete to zkusit je\u0161t\u011b jinak, skrze \u017e\u00e1dost u nebankovn\u00ed spole\u010dnosti. Pakli\u017ee jsou va\u0161e pot\u00ed\u017ee s bonitou sp\u00ed\u0161e optick\u00e9, ne\u017e skute\u010dn\u00e9, prost\u011b zbyte\u010dn\u011b nafouknut\u00e9, po\u017e\u00e1dejte o hypot\u00e9ku bez p\u0159\u00edjmu a uvid\u00edte, co se bude d\u00edt! Svou dobrou finan\u010dn\u00ed situaci budete muset prok\u00e1zat tak jako tak, ale je rozd\u00edl, zda z\u00edsk\u00e1te p\u016fj\u010dku \u0161itou na m\u00edru va\u0161im pot\u0159eb\u00e1m a mo\u017enostem, anebo zda v\u00e1m n\u011bkdo h\u00e1z\u00ed klacky pod nohy. S p\u016fj\u010dkou na m\u00edru ani nebudete v\u011bd\u011bt o tom, \u017ee n\u011bco spl\u00e1c\u00edte, proto\u017ee spl\u00e1tky budou jen takov\u00e9, jak\u00e9 si m\u016f\u017eete dovolit. A to i v p\u0159\u00edpad\u011b omezen\u00e9ho rodinn\u00e9ho rozpo\u010dtu. To v\u0161e m\u00e1 jen jeden h\u00e1\u010dek \u2013 mus\u00edte ru\u010dit nemovit\u00fdm majetkem. M\u016f\u017ee b\u00fdt v\u00e1\u0161 anebo t\u0159et\u00ed osoby, ale v ka\u017ed\u00e9m p\u0159\u00edpad\u011b tuto podm\u00ednku mus\u00edte naplnit. Na druhou stranu, m\u016f\u017eete si jako z\u00e1ruku zvolit cokoli, od bytu, p\u0159es gar\u00e1\u017e a\u017e po pozemek se zahradou.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"I s pr\u016fm\u011brn\u00fdm platem m\u016f\u017eete z\u00edskat nadpr\u016fm\u011brn\u00fd \u00fav\u011br","item":"https:\/\/kkoopp.cz\/i-s-prumernym-platem-muzete-ziskat-nadprumerny-uver\/#breadcrumbitem"}]}]